Hello, here is some context: the last company I was working for went bankrupt. I just received a contract offer from another company, but it's a lower offer than my previous contract.

They are proposing 3000€ gross (compared to 3300€ previously) with fewer benefits (no more group insurance and no more double vacation allowance). They are compensating with a 240€ netto compensation (frais forfaitaires), but I feel like I'm losing out in the balance, especially with the lower gross salary. Also I'll start in january so I won't be able to get the wage indexation.

The big advantage I have is that I can get there by bike easily. What do you think?

1. PERSONALIA

• Age: 30
• Education: Bachelor
• Work experience : 6
• Civil status: Single
• Dependent people/children: 0

2. EMPLOYER PROFILE

• Sector/Industry: Web development
• Amount of employees: 10
• Multinational? No

3. CONTRACT & CONDITIONS

• Current job title: Front-end developer
• Job description: Developing applications and website. Doing also some backend and creative development (canvas, webgl, shaders...)
• Seniority: 0
• Official hours/week : 38
• Average real hours/week incl. overtime: 38
• Shiftwork or 9 to 5 (flexible?): 9 to 5:30
• On-call duty: No
• Vacation days/year: 24

4. SALARY

• Gross salary/month: 3000
• Net salary/month: 2100
• Netto compensation: 240
• Mobility budget/car/bike/...: STIB pass
• 13th month (full? partial?): Full
• Meal vouchers: 8/DAY
• Ecocheques: 250/YEAR
• Group insurance: None
• Other insurances: None
• Other benefits (bonuses, stocks options, ... ): None

5. MOBILITY

• City/region of work: Brussels
• Distance home-work: 4km/15min
• How do you commute? Bike or public transportation
• How is the travel home-work compensated: STIB pass
• Telework days/week: 0

6. OTHER

• How easily can you plan a day off: IDK yet
• Is your job stressful? IDK yet
• Responsible for personnel (reports): 1 or 2