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Hi, I've been on the edge on becoming an independent contractor for a while but I feel like I would be giving away a lot of comfort for basically no financial gain.

Would becoming independent even be worth it at this point in my life, and how much could I ask /day? And in general how would you rate this?

1. PERSONALIA

Age: 32

Education: Bachelor ICT

Work experience : 10 years

Civil status: Single, Legal cohabitation procedure in process

Dependent people/children: None, 1 after Legal cohabitation process completes

2. EMPLOYER PROFILE

Sector/Industry: Insurance

Amount of employees: 15~

Multinational? No

3. CONTRACT & CONDITIONS

Current job title: Senior Lead Full-Stack Developer

Seniority: 10y (2y as lead)

Official hours/week : 39 Real hours/week

Average real hours/week incl. overtime: 30-60 depending the period

Shiftwork or 9 to 5 (flexible?): Usually 10 to 6 but flexible

On-call duty: Only if shit hits the fan

Vacation days/year: 20 + 8

4. SALARY

Gross salary/month: 4500

Average net salary/month (incl. net fees): 3080

Netto compensation: 250

13th month (full? partial?): Full

Meal vouchers: 8 (included in the net)

Ecocheques: 250

Salary car/bike and/or fuel card: Premium car (1k+/month) + unlimited international fuel card

Group insurance (% employer): Yes (4%)

Other insurances: Yes, hospitalisation (option for family with extra payment).

Other benefits (bonuses, stocks options, ... ): 100% of gross if company reaches yearly target + 75% of gross if personal perfomance is exceptional (50% on regular performance)

5. MOBILITY

City/region of work: Antwerpen

Distance home-work (km's/time): 70 in 55 minutes

How do you commute? Car

How is the travel home-work compensated: No compensation (Unlimited fuel card)

Telework days/week: 4 days per week

6. OTHER

How easy can you plan a day off: Easily, can be planned the day before

Is your job stressful? Depends on the time period, usually not but can be very stressful in limited amount (7 days work week)

Education possibilities: Nothing organised by company but can ask for it and usually granted

Responsible for personnel (reports): yes

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